This is the section that compels the FRSA-SIF to follow the rules set forth by Florida Statutes and Administrative Rules that are enforced by the Florida Office of Insurance Regulation.  Additionally, there are specific mandates set forth by the FRSA-SIF Board of Trustees to assure that each member, as a participant in the Trust Fund is treated equitably.

Underwriting is the review of proposed new members and the continuing review of existing members to assure that they meet the mandated standards.

A full set of FRSA-SIF Underwriting Guidelines is included in the member application packet upon request.

• BASIC UNDERWRITING CRITERIA  for New Membership:
  
  
• Must be or  become a member of the FRSA Association (www.floridaroof.com)
• Minimum annual payroll in a governing class code of $75,000 and at least five full-time employees with at least one employee trained and responsible for safety at each jobsite.
• If a contractor, must be State certified or registered.
• Must consent to a pre-acceptance loss control inspection.
• Provide at least 3 years prior loss experience.
  
  
• Underwriting specifically reviews qualifications and compliance for:

• Premium Payment
• Drug Free Workplace Discount
• 2% Safety Discount
• Contractors Premium Adjustment Program Discount
• Other areas of ongoing compliance

   debra@frsasif.com